The Federal Home Loan Banks are a mechanism for economic stability. Thousands of community lenders everywhere in America rely on us as a strong source of funds for financing housing, jobs and growth.

Everywhere

The 12 Federal Home Loan Banks have succeeded in their mission to serve every corner of the country—providing funds to members while never incurring a credit loss in their eight decades of existence.

As a Regional system across the country, the Federal Home Loan Banks have played a vital role in keeping credit flowing to banks and communities during the current financial crisis. According to the American Bankers Association, “this privately-capitalized, cooperative system was first to respond to the credit crisis. They have executed their mission remarkably well while nearly all other sources of short- and mid-term liquidity dried up.”

The Federal Home Loan Banks strengthen the housing market in all 50 states and help to build strength and create jobs in every American community.


Unique

Unique

The structure ensures a commitment to a public
mission and financial soundness.

Community

Community

Our focus on community means we support housing, jobs and economic development where it counts.

Everywhere

Everywhere

Every place in America benefits from the funds provided by the System.

Cooperative

Cooperative

The System doesn’t have the same profit pressures as publicly traded companies.