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The Federal Home Loan Banks (FHLBanks) are an essential source of stable, low-cost funds to financial institutions for home mortgage, small business, rural and agricultural loans. With their members, the FHLBanks represent the largest source of home mortgage and community credit.

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The Impact of Advances on Federal Home Loan Bank Portfolio Lending: A Statistical Analysis - February 2005 By John A. Tuccillo, Ph. D., Frederick E. Flick, Ph. D., Miclelle R. Ranville, M.A.

A Comparative Analysis of FHLBank Mortgage Lending - February 2005 By Marsha J. Courchane and Darcy Steeg of Welch Consulting

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Copyright 2005 Council of Federal Home Loan Banks