Facts at a Glance: FHLBanks

Financial Highlights

(As of December 31, 2006)

• $1.02 Trillion in assets
• $ 641 Billion in advances
• $ 98 Billion in mortgage loans
• 4.41% Capital to Asset Ratio

• Advances are the primary FHLBank product. These are low-cost loans made by the FHLBanks to member institutions, including federally insured savings associations, commercial banks, credit unions and insurance companies.

• FHLBanks fund advances by selling debt in the capital markets, thus becoming a link between Wall Street and the more than 8,100 member institutions that make up the FHLBank System. 

Membership

(As of December 31, 2006)

• 8,125 institutions total
• 5,871 commercial banks
• 1,245 thrifts
• 1,009 credit unions and insurance companies